About ERS

The Maryland-National Capital Park and Planning Commission Employees' Retirement System (ERS) covers employees of the Maryland-National Capital Park and Planning Commission (the Commission), a body corporate of the State of Maryland, established by the Maryland General Assembly in 1927. The ERS was established as a single employer defined benefit pension plan effective July 1, 1972, in accordance with the Trust Agreement between the Commission and the ERS Board of Trustees. Today, the ERS consists of five defined benefit plans: Plan A - the original plan; Plan B, for non-police, integrated with Social Security; and, Plans C and D, for park police.

Effective January 1, 2013, the Commission established Plan E for non-police and appointed officials hired on or after January 1, 2013. This plan is integrated with Social Security.

General Employees


General employees may be members of Plan A, B or E.

Plan A was the original plan open from July 1, 1972 until December 31, 1978.

Plan B is mandatory for all non-police full-time career Merit System employees hired on or after January 1, 1979, for all Employees' Retirement System employees hired on or after March 1, 1994 and part-time career Merit System employees, appointed officials, and employees exempt from the Merit System and appointed by the respect county planning board to serve as a director on or after January 1, 2009 until December 31, 2012.

Plan E is mandatory for all full-time and part-time career Merit System employees (except Park Police) employed on or after January 1, 2013; for individuals employed by the M-NCPPC Employees' Retirement System on or after January 1, 2013; for Appointed Officials appointed on or after January 1, 2013; and employees exempted from the Merit System who are appointed on or after January 1, 2013 by the respective County Planning Board as provided in Land Use Article, Sections 16 to 102 and 20 to 204, respectively, of the Annotated Code of Maryland. Plan E does not apply to individuals who, as a result of their prior employment, are current Members of Plan B.

Under the terms of Plans A and B, the normal retirement date for participating general employees is the first day of the month coinciding with or immediately following the date on which a participant attains age 60 with at least 5 years of credited service, or upon completion of 30 years of credited service, regardless of age.

Under the terms of Plan E, the normal retirement date for participating general employees is the first day of the month coinciding with or immediately following the date on which a participant attains age 62 with at least 10 years of credited service, or upon completion of 30 years of credited service, regardless of age.

Park Police Employees


Park Police may be members of Plans C or D. Plan C is mandatory for all Park Police hired on or after July 1, 1993. Plan C also includes members who elected, on or before October 25, 2002, to transfer from Plan D to Plan C. Plan D is closed to new members. The Normal Retirement Date for Plan C members is the first day of the month coinciding with or immediately following the date on which the participant attains age 55 and has completed five years of credited service, or has completed 25 years of credited service, regardless of age. The normal retirement date for Plan D members is the first day of the month coinciding with or immediately following the date on which the participant attains age 55 and has completed five years of credited service, or has completed 22 years of credited service, regardless of age.

Benefit Payments


Benefit payments are determined by application of a benefit formula considering the average of an employee's annual base pay during the, three consecutive years for Plans A, B, C and D and five consecutive years for Plan E, that produce the highest total earnings prior to retirement and the number of years of credited service, up to 40 years for members of Plan A, 35 years for members of Plans B and E, 30 years for members of Plan C, and 32 years for members of Plan D. Under certain conditions, participants may elect to take early retirement at a reduced benefit level. Joint and survivor options are also available under the Plans.

Cost-of-Living Adjustments


Cost-of-Living Adjustments (COLAs) apply for retirees and beneficiaries who have been receiving a benefit for at least six months. The COLA is applied each July 1st and is based on the change in the Consumer Price Index.